Todd Uzzell Home Loans provides comprehensive HOME Plus Program guidance throughout Arizona, helping qualified homebuyers access up to $15,000 in down payment assistance through the Arizona Housing Finance Authority (AzHFA). Our HOME Plus Program specialists understand the requirements and benefits of this valuable first-time homebuyer assistance program.
HOME Plus Program Expertise
The HOME Plus Program is Arizona's premier down payment assistance program, offering eligible homebuyers up to $15,000 in assistance that can be used for down payment and closing costs. This deferred payment loan program helps make homeownership accessible to moderate-income Arizona families who qualify for the program.
HOME Plus Program Benefits
Up to $15,000
Down payment assistance amount
Deferred Payment
0% interest, no monthly payments
Flexible Use
Down payment and closing costs
First-Time Buyers
Designed for first-time homebuyers
Forgiveness Option
Potential loan forgiveness after 15 years
How the HOME Plus Program Works
Program Structure
- • Deferred payment loan at 0% interest
- • No monthly payments required
- • Secured by a deed of trust on the property
- • Repayment due when home is sold, refinanced, or transferred
Loan Forgiveness Benefits
- • Full AzHFA program details
- • 15-year occupancy requirement for forgiveness
- • Must remain primary residence
- • Partial forgiveness available for early sale
HOME Plus Assistance Amounts
Phoenix Metro
Up to $15,000 assistance available
Tucson Area
Up to $15,000 assistance available
Flagstaff Region
Up to $15,000 assistance available
Rural Areas
Enhanced assistance may be available
Why Arizona Homebuyers Choose the HOME Plus Program
Our HOME Plus Program team has helped hundreds of Arizona families access this valuable down payment assistance, providing expert guidance through the application process and ensuring maximum benefit utilization. We understand the program requirements and help streamline the process for qualified borrowers.
Average HOME Plus Assistance Received
Average Days from Application to Approval
Average HOME Plus Client Rating
Arizona Communities We Serve
Our HOME Plus Program services are available throughout Arizona, with expertise in local income and purchase price limits for each county.
Serving all of Arizona with specialized HOME Plus Program expertise.
Get Up to $15,000 in Down Payment Assistance
Discover how the HOME Plus Program can help you achieve homeownership with significant down payment assistance in Arizona.